Bankrupcy Closed but Still Getting Reported late on Credit Reports

[booboo]

Boo Boo has a question:

BK was filed in 6-09 and was granted and closed, yet I have 3 creditors reporting that for the last 3 months leading to BK payments wer late....30 - 60 -and 90 days late. They also are showing that these accounts closed by BK. My questions is this:

Since this was closed as a no asset case, can these 3 BIG banks continue to have on my credit report that I was 90 days late, or does this have to be removed because of my granted chapter 7?

Any remarks or suggestions are welcomed.

BooBoo

[dumpinmydebt]

If you were late before you filed, then they are allowed to say you were late, even though BK was filed. Filing does not change the fact that you were late.

Now, if you had filed, then became late, and they started reporting it as late, then they can't do that.