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Credit Report-Charge Off Questions

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    Credit Report-Charge Off Questions

    Just pulled a 3-bureau with no scores for free.

    1. Kind of no surprise, kind of a surprise, my bankruptcy is already listed as a public record. I only filed at 1154pm on Thursday evening. LOL

    2. Will accounts listed as "charged off" change to "included in IIB" after the discharge? For some reason if I'm going to have the bankruptcy on there (for what seems like forever) I'd rather the associated accounts reflect the BK rather than the charge off. Guess it doesn't really matter, just looks cleaner to me....

    3. I noticed a credit pull by one of my accounts included in the bankruptcy after the filing date, any insight as to why they may do that?

    4. On a positive note, I have quite a few "good" accounts, but they have all been closed for awhile... LOL
    Chapter 7 Filed: 04/21/2011, 341 Meeting: 05/31/2011, Report of No Distrubution: 06/02/2011, Discharged: 08/03/2011, Closed: 08/10/11

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