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ch 7 and wifes car

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    ch 7 and wifes car

    Been thinking a ch 13 was best for me ( to strip 2nd mortgage) but found out I qualify for a ch7. So here I am on the ch7 side of things and had some questions here. Will be having a sit down with atty soon but wanted a head start on info.

    Married, filing on my own. My car has loan, no equity will keep paying and keep. Wifes car is paid off, in her name only and worth about $5000. Does anything happen to her car?

    also
    Behind on 1st and 2nd mortgages. Staying in house. I can get caught up a little with tax check but not fully caught up. Does atty negotiate with mortgage company (same for both 1st and 2nd) or do I start dealing with them?

    #2
    Her car should be safe, in almost every case. In a community property state that would be different.

    How is your loan to value on the house?

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      #3
      1st is underwater by about $15000

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