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When to Choose Chapter 7 or 13

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    #16
    I stayed home with my son and though we may have wound up broke due to that, I have never regretted one moment of that decision. But each person must come to that decision on his or her own. Sometimes it's the dad.

    Love ya Hub, but... I suspect there are a fair number of convicts whose moms did stay home. There were criminals before working moms became commonplace.

    On a slightly different note-- you mention that you have three cars. That may be a little issue. Be prepared--- you may have to lose one of them. It depends on a lot of factors. If you move closer to work, maybe you won't need that vehicle.

    Getting out from under the losing proposition that is your house may wind up being the smartest thing you ever did.
    Welcome, good luck, keep reading.... and keep us posted.

    Keep On Smilin'

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      #17
      Thanks again everyone, hopefully this week we will have the last of the bank statements to drop off at the attny and then hopefully we will have some clear direction. It is sort of grey right now and that is probably the biggest contributor to our stress about how/what/when.
      Filed 9/14/2012 341 10/23/2012 Discharged 01/02/2013 Closed 01/07/2013

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