What is the debt to income ratio to qualify?

[rn2b2006]

Hi! My name is Abby and I am new here.

What is the ratio to qualify for ch 7? I figured ours to be about 92% can that be right? Our income is 3550/month and outgoing around 3300. That includes house, car, credit cards and I also included child care, utilities, groceries - is that the way it is done?

Thanks!

[Dawn1970]

Our income is 3550/month and outgoing around 3300.

Sounds to me like you'll qualify just fine, with only $250 extra per month to spare.