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    What are some complications - ?

    What are some of the complications or problems that someone could run into while filing chapter 7 - ? I'm having a bit of anxiety about filing and I'm worried what if something goes wrong...

    #2
    What is your situation?

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      #3
      Several different complications can arise.........If you get an experienced BK attorney to file your petition for you things should go rather smoothley, if you have have a simple or complex BK case.

      Good Luck!
      The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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        #4
        My situation, I have 3 student loans, 3 credit cards = $4500 a secured bank loan =$9500, and some other odd and end bills (medical expenses, etc around $3k). I can't afford my bills and I'm about $270 in the hole each month. I don't have any assets, no home, etc. I only make $21k last year, 7K the year before and $600 the year before that! Do you need more info - ?

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          #5
          Originally posted by missy2
          My situation, I have 3 student loans, 3 credit cards = $4500 a secured bank loan =$9500, and some other odd and end bills (medical expenses, etc around $3k). I can't afford my bills and I'm about $270 in the hole each month. I don't have any assets, no home, etc. I only make $21k last year, 7K the year before and $600 the year before that! Do you need more info - ?
          You'll be able to get all your debts discharged except for your student loans. Just be prepared to show proof of your income from the last 2 to 3 years.
          The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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            #6
            When you say proof of income you mean like w-2s and tax info correct? Or do you mean to show HOW I paid for things even though I had NO money? I had help from friends and family during a period of time so I had NO income...

            will that be a problem - ? The lawyer said no - but I feel like I can't trust her. I know she wants to make money...it seems like she sugar coated the whole process..

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              #7
              Originally posted by missy2
              When you say proof of income you mean like w-2s and tax info correct? Or do you mean to show HOW I paid for things even though I had NO money? I had help from friends and family during a period of time so I had NO income...

              will that be a problem - ? The lawyer said no - but I feel like I can't trust her. I know she wants to make money...it seems like she sugar coated the whole process..
              Yes with W2's................
              The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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                #8
                I don't think you have anything to worry about. Although the attorneys do want to make a profit, this process is so common to them they dont worry about it.

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