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Share Your CH7 BK History..

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    Share Your CH7 BK History..

    A little clip in time from me and my court docket----

    12/10/2006 : Made decision to pursue BK as an option.

    01/01/2006 : Met with Attorney (phone consult) and decided to move forward

    01/06/2006 : Met with Attorney, signed a retainer and paid my money.

    01/09/2006 : Confirmed with Attorney that I was able to file a Ch 7 BK - No Asset Case.

    01/15/2006 : All requested items and documents delivered to my Attorney.

    01/29/2006 : Chapter 7 BK-No Asset Case Filed.

    01/30/2006 : 341 Meeting (Meeting of Creditors) scheduled to be held on 3/6/2006 at 03:00 PM.

    01/30/2006 : Objections for Discharge due by 05/05/2006.

    01/30/2006 : Trustee & US Trustee assigned to case.

    02/10/2006 : Notice of Appearance filed. (Attorney for HouseHold Bank).

    02/13/2006 : Request for addition to list of creditors and request for notices Filed (HouseHold Bank / Bass & Associates).

    03/06/2006 : 341 Meeting (Meeting of Creditors) Held.

    03/07/2006 : Trustee's No Distribution Report entered.

    03/16/2006 : The United States Trustee (UST) has determined that the debtor has not filed nor transmitted all of the required means testing documents and that without these documents, the UST cannot make a determination as to whether debtor's case is presumed abusive under 11 U.S.C. Section 707(b).

    03/29/2006 : Amended Debtors Means Test/Disposable Income Calculation Form filed.

    04/07/2006 : Certification of Financial Management Course for Debtor filed.

    04/18/2006 : Reaffirmation Agreement Filed (personal loan).

    04/19/2006 : Reaffirmation Agreement Filed (mortgage).

    04/24/2006 : Reaffirmation Agreement Filed (automobile).

    05/05/2006 : Deadline for Objections.

    06/02/2006 : Rescission of Reaffirmation Agreement filed (automobile).

    06/29/2006 : Notice of United States Trustee's Report of No Presumed Abuse filed.

    06/30/2006 : Discharge Order Entered.

    06/30/2006 : Chapter 7 Bankruptcy Case Closed.

    06/30/2006 : Minny and I did that famous and long awaited HAPPY DANCE.

    07/01/2006 : I woke up and took a deep breath of air and thanked God and everyone who helped get me through this difficult time in my life and then I MOVED FORWARD WITH MY HEAD HELD HIGH..


    I do not regret one mile of this journey even though it was the most traumatic and stressful time of my life.. However, through the support of family and close friends and especially those of you on this board, you made it easier than I ever imagined it could be.. You calmed me during stressful times and laughed with me during happy times..

    Just wondering what yours was like..
    Last edited by gacreditguy; 09-04-2006, 05:21 PM.
    Thanks,
    GaCreditGuy

    --*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--*--
    BK7 Filed : 01/29/2006
    341 Completed : 03/06/2006
    Deadline For Objections: 05/05/2006
    Discharged : 06/30/2006
    Case Closed : 06/30/2006

    #2
    5/5/06 filed

    6/5/06 341

    8/5/06 due

    6/9/06 trustee concluded no asset

    8/29/06 (after a phone call to clerk) discharged

    the dates are approiximates but it was straightforeward.
    Filed: 05/04/06 (los angeles)
    341: 06/05/06
    Discharged: 8/29/06
    Closed: 9/08/06

    Comment

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