Account opened date is incorrect.

[Wingsfan1991]

I have a repo from 2017 that was purchased by Jefferson Capitol Systems.

The account was opened in 2017. They are reporting the account open date as 2020.

I am wondering what kind of letters I need to send the reporting agencies and the junk debt buyer.

Thank you for your help...I'm reading through the posts but not finding exactly what I'm looking for.

[Wingsfan1991]

Date of first default is aug of 2017.

[shipo]

Date of first default is aug of 2017.

Is that date correctly reflected in the report from Jefferson Capitol Systems? If so then there really isn't anything to dispute.

[Wingsfan1991]

Is that date correctly reflected in the report from Jefferson Capitol Systems? If so then there really isn't anything to dispute.

No. The only date reported is the open date which is 2020. It makes it look like a new account that has gone to collections. It also says on record until 2025...it should come off this august.