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can they say that

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    can they say that

    i recieved a message on my answering machine say if i didnt call today my account will be referred to a third party collector and the would be looking into taking my business assets good luck to them i cant find any buyers but i thought they couldnt leave that kind of message thanks for your help

    #2
    The Fair Debt Collection Pratices Act does not apply to the orginal creditor nor, does it apply to business debts.

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      #3

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        #4
        repeatedly or continuously repeatedly or continuously ?

        Thanks
        It's not what we have in our lives, but who we have in our lives and the quality of those relationships.

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          #5
          Well, one time I had a colector hang up on me, and then they called back three times in a row, making the phone ring for a good two minutes solid. And it wasn't even my phone number, it was a third party number I happened to be at, unfortunately for me, so it upset the whole household. Apparently they do this quite a bit. There's no question it was the same collector; caller ID made that clear.

          I considered going after a FDCPA violation, but didn't want to push them into getting a judgement against me before I filed Ch7. I felt like that was "repeatedly and continuously".
          Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!

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