"Zwicker" attorney??

[LAKERHIGH]

I received a letter 3 weeks ago from "Zwicker & Associates, P.C. (collection agency)." I sent them a letter disputing the full validity of the debt at hand. Today I receive a letter from "DFS" (Discover Financial Services) stating that this letter is in response to your request for validation of your debt with us. The outstanding balance on the Discover Card Account is $xxxx.xx and is explained in detail by the billing statements that were sent to you under separate cover. We have forwarded our findings to Attorney Zwicker at 1-800-370-xxxx. Please contact their office for further questions regarding the account and balance. The paper was copied because I can see other print on my copy. Also on the envelope it said discover with their correct address and on the paper it said discover with their address. It also mentions on the bottom, this is an attempt to collect a debt and any information obtained may be used for that purpose. What do you think??

[HHM]

What do we think about what?

They sent you a validation...all they have to do to validate is identify the amount owed and the original creditor.

[LAKERHIGH]

"As far as i know BOA sold my account to this collection agency called "Zwicker & Associates, P.C.", seems like they're not actual a law firm but say they are because they keep a lawyer on staff. I did a quick search about them and their business practices. Seems like there's a class lawsuit action agaisnt them alleging they were intentionally deceptive. If they really bought the account from BOA, can they send me collection letters with BOA logo and everything? That's how i fell for it and called them thinking i was talking to BOA, It's a xerox letter of BOA logo..."

This was posted on another section of this forum and I would like to know if anyone has dealt with "Zwicker and Assoc"?