Collectors tippy-toe border lines of violations of FDCPA

[NJYeah]

A credit card company called a neighbor that lives in the same building as me. I'm guessing because it's their Land-line and we have the same address?
Ridiculous, especially since it's my landlord!!

I never pick up, so I'm left countless voice messages (VM's).

I've received VM's with laughter in the background.

I've received a VM where the collector forgot to hang up, so a message was left containing the collector explaining to a coworker, about trying to make calls, and the conversation contains profanity. (of course not directed at me)

These calls seem to be bordering the line of violations, but I just can't stick them hard on anything.

I'm left voice messages where I'm demanded to listen to the whole message, that I need to do this, I need to do that, They are going to do this and that.

And what's weird is my Voice Mail says a nick name, not my official business name the collectors knows me as.

Maybe that's a violation?

I've also had collectors text message my cellphone!! (I don't use a landline)

I'm recording and saving most of the calls onto my computer just in case.

I expect to file for BK in a few weeks, can't wait to be able to move on with my life.

Thanks for the read, feel free to share, vent, your horrors.

[HHM]

Do you have an attorney ready to sue for FDCPA violations?

If not, who cares.

If you are going to file BK in a few weeks,

again, who cares if the CA's violate the FDCPA.

In any event, none of what you reported sounds like a violation; to stick with the "border" analogy, the CA's are not even close to the border of a violation, they are not even in the same country