Mortgage & CC With Same Bank?

[Pizza]

Forgive me if this question has already been asked (can't find it)...

Someone warned me about one of my credit cards because it's through the same bank as my mortgage. If you default on the credit card obligations, can they tie it into your mortgage somehow, like tack the balance on and raise the mortgage payments, or otherwise threaten to change the terms of the mortgage; so that if you don't pay, they can take your house as well?

[Minnymouth]

You mortgage is secured thru the property, but the credit card is normally unsecured. All unsecured debt can be discharged in BK.
There's no way they can attach the credit card to your mortgage unless it might be thru cross collaterzation. But this is normally thru credit unions.
Only an attorney in your area can answer this for you. I would get the opinion of at least 2-3 attorneys.