Crap 1 debtor exam

[OHBOY]

Widdle: can't get the link to work........ (?)

[Widdle]

Widdle: can't get the link to work........ (?)

http://www.wieb.uscourts.gov/index.php?option=com_docman&task=doc_download&gid=276

I also posted in the General forum....

[OHBOY]

'Widdle': Thanks neighbor! Most interesting, and I much appreciate you posting this link.

[Widdle]

'Widdle': Thanks neighbor! Most interesting, and I much appreciate you posting this link.

You are very welcome.

[Violet]

Originally Posted by Violet
I have recently been served by Discover. I have to file an answer by December 21. Would it be possible to file a notarized declaration of exemptions and assets with my answer?

I'd love the opportunity to tell them how broke and unemployed I am.

You could simply send a letter to the attorney stating that you are judgment proof-- no assets, no wages to garnish, etc., and if I was an attorney and I got that letter, I wouldn't waste any more of my time on you. They may still get a default judgment against you, but they wouldn't bother following up much because if they don't think they're going to get any money out of you, then why bother wasting their valuable time and resources on you.

But make sure you get all of your money out of checking and savings accounts now, before it is too late.

Someone else on another thread told me it would be a waste of a stamp to write the lawyer about my being judgment proof. I think I may take the notarized declaration of assets when I file my answer next week and ask the clerk if I can file it. If they say no, I may just mail it to the law firm, though perhaps I should mail it separately from the answer I'm serving them.