Does this really work on people?

[freeatlast98]

Allied <something, Interstate I think it was> Debt collections-- I think. The woman rattled the name like she had a mouthful of marbles

Could it have been Allied Collections Services California?

[flyinbroke]

Don't worry, they will violate. They can't resist the siren song of the telephone. Since a WF collector was able to remove my name from the robodialer in five minutes though she warned that I may get called in the hour....any other CA can do the same. No excuse for more than one or two calls the day they got the letter. They push to see what they can get away with.

(Sent an intent to sue for TCPA and FDCPA and state violations...blown off. Their time is up Monday, or I "take further legal action without further notice." I retained a lawyer yesterday.)

[WhatMoney]

There is nothing in that conversation that would qualify as a violation of the FDCPA regulations. It may come close, but his/her script was carefully parsed to avoid any violations.

[flyinbroke]

Allied <something, Interstate I think it was> Debt collections-- I think. The woman rattled the name like she had a mouthful of marbles

Oh I loooooooooove them. They never left messages, called me 42 times on my unlisted home and listed cell phone after signing for the cease calling letter. I retained a lawyer on contingency and hope he can cause them major damage...after all, he gets paid if I get paid.

Mouthful of marbles? Knowing what kind of people get hired at these places these days, TOS restricts me from taking this and running evil thoughts with it...

[BrokeIn2010]

Totally out of line. Care to name the CA?

Allied <something, Interstate I think it was> Debt collections-- I think. The woman rattled the name like she had a mouthful of marbles

[jacko]

Unfortunately, yes. Most debtors do not know their rights and how to protect their assets.

I don't bother speaking to them. I have my ringer turned off. The other day, I attempted to make a call, but Chase's CA got their first. I hung up on them.

Why I don't speak to them? Every collector letter has this: "This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose."

I don't want them to know my plans including a future BK filing. Will let my credit report speak to them.

[frogger]

Totally out of line. Care to name the CA?

[BrokeIn2010]

Recent round with a bill collector (where we informed them that would be filing for BK in the new future-- lawyer wants us to tell 'em).

Anyway, cue the oddest damn convo in a while


"Well if you file bankruptcy, all your neighbors and friends will know you're a deadbeat."

Okay...considering more of my friends are either walking away from upside down mortgages, in foreclosure, or filing BK themselves, I some how doubt it'll faze them.

"Well your family will know!"

Yeah...not so much a concern, aside from my parents, my "family" can go eff themselves.

"We can drag you into court, make you testify in front of a judge!"

Okay...and this is suppose to scare me how?

"You're sitting a bad example for your kids!"

What is this, highschool, what's next "yo' momma" jokes?

"Do I have to get an attorney on the line?"

Sure, why not. Can I call mine and we'll get a little 4 way call going?

"Consider yourself lucky, I'm not putting the attorney on the phone...this time."

Okay, whatever, tell him I said "hi".

~click of her hanging up~