Hi there,
I was hoping you guys could give me a little advice. I am living in the state of Oregon. I have an old credit card from around 2000 that went to collections a long time ago. The original amount was probably for around $1,200 and I made a few payments on it when I had the money. Anyway, I recently received a letter that I was being garnished (never had a court hearing, but admittedly ignored previous threats of legal action) for the original amount plus about 3 grand in attorney fees. The strange thing is, they have my old employer listed (and they didn't actually pay us anything, we were independent contractors). I am currently an unemployed student with NO income or assets (barely getting by as it is), basically living off of financial aid and money from parents/bf to get me through the summer. I don't want to file bankruptcy either. What other ways are they able to go after me if not by my wages, income, or assets? What are my rights and am I able to appeal? FYI, I will be graduating soon and have plans to leave the country to teach for a year...
Thanks for your help!
Broke student
I was hoping you guys could give me a little advice. I am living in the state of Oregon. I have an old credit card from around 2000 that went to collections a long time ago. The original amount was probably for around $1,200 and I made a few payments on it when I had the money. Anyway, I recently received a letter that I was being garnished (never had a court hearing, but admittedly ignored previous threats of legal action) for the original amount plus about 3 grand in attorney fees. The strange thing is, they have my old employer listed (and they didn't actually pay us anything, we were independent contractors). I am currently an unemployed student with NO income or assets (barely getting by as it is), basically living off of financial aid and money from parents/bf to get me through the summer. I don't want to file bankruptcy either. What other ways are they able to go after me if not by my wages, income, or assets? What are my rights and am I able to appeal? FYI, I will be graduating soon and have plans to leave the country to teach for a year...
Thanks for your help!
Broke student
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