It's been a year since I've started the Hamp program.
Got a trial offer. Made seven payments without a permanent mod.
Stop paying out of frustration and began working with the "exec response unit". Faxed documents, went to underwriting and then found out via a letter that my loan was transfered to "Selene Finance" to be serviced.
I've checked MERS and Citi is still listed as servicer and the investor is listed as "anonymous"
Part of me is hopeful Selene will be easier to deal with. The other part of me thinks the new servicer is going to behave like a CCA.
What I'm really wondering is why would a servicer take on a loan that is in default
Got a trial offer. Made seven payments without a permanent mod.
Stop paying out of frustration and began working with the "exec response unit". Faxed documents, went to underwriting and then found out via a letter that my loan was transfered to "Selene Finance" to be serviced.
I've checked MERS and Citi is still listed as servicer and the investor is listed as "anonymous"
Part of me is hopeful Selene will be easier to deal with. The other part of me thinks the new servicer is going to behave like a CCA.
What I'm really wondering is why would a servicer take on a loan that is in default