Percentage of Payback

[Boscoe]

What percentage of debt needs to be paid back? Is it simply the amount of your non-exempt assets in a ch 7 or 60 times your monthly payment in a ch 13, plus non-dischargeable items?

And speaking of non-dischargeables, do they accrue interest at all? In other words, tax debt of $5000 on filing date. Say nothing is paid back and the $5000 is not discharged at the end......does the amount stay at $5k or do interest resume accruing at any time?

[Minnymouth]

Percentage of payback is determined by your disposable income....... and how many claims are filed by creditors.....

Some taxes are dischargable (over three years old I think). Interest and penalties usually stop during the bankruptcy process......

All taxes would be included in the payback since they are not dischargable.... anything paid outside the bankruptcy would still accumulate interest and penalties....