BofA just bought MBNA???

[GoingUnderInNV]

...I had heard that BOA bought up MBNA, also, one of the cards that I filed on. Since I'm already discharged, I hope that they can't come back on my bank account with BOA?

From what I understand, if you're already discharged it's a done deal.

[GoingUnderInNV]

I guess you don't wait 60 days with 13? Or do you still have the 60 day object time frame?

Nope... ;) It's more of a "Welcome to the 5-year Club!"

[AMISLANDER]

Please don't make me any more nuts than I am...

...I had heard that BOA bought up MBNA, also, one of the cards that I filed on. Since I'm already discharged, I hope that they can't come back on my bank account with BOA?

Just another thing to freak out about, eh?

[miss puff]

welcome to the 60 day club

I guess you don't wait 60 days with 13? Or do you still have the 60 day object time frame?

[HHM]

Cross Collateralization is more a feature with Credit Unions than with main stream banks...banks would be in violation of the automatic stay if they attempted to withdraw funds from your checking account to pay the credit card.

[miss puff]

I wonder if you should be concerned that they share the same bank as your checking account. Haven't some accounts by others on the board been cleared out by cross collaterization-okay that might not even be a word, but I know I heard something like that. Might be something to look into.

p.s. glad your 341 went well today welcome to the 60 day club

[HHM]

You are way over thinking this...first, probably neither is going to file a claim, if they were going to, your attorney would have received a letter from the creditor about a possible objection to discharge.

MBNA's infrastructure didn't go away...so they know you filed...I wouldn't worry about it, it may take some time for the information to filter through.

[GoingUnderInNV]

Well, as I discussed in another thread, I had a fairly successful 341 hearing today. But something interesting has cropped up, and since my attorney is out of town and the paralegal can't answer the question, I thought I'd come here.

The single main cause for my filing C13 was because of an MBNA credit card. Included that card as MBNA in my filing, and both they and their attorney/collectors were both served. Well, this morning I was checking my online checking account (BofA), and WHAMMO! Suddenly there's a new credit card listed under my "accounts", called a "BofA Premium Platinum Card" (or some such), with a balance that matches my MBNA balance!

So the question is this: I know MBNA was served, but do we now have to include BofA? Or do we shut up about it, and hope NEITHER files a claim (MBNA doesn't exist anymore, and maybe BofA hasn't caught up yet)?? What do you think? Kinda concerned, but not losing any sleep over it.

Thanks!