"Links"...for Members

[Voyles]

Totally agree with Partrickmead... but good way to keep yourself informed!

[patrickmead]

There are a few good links out there, but the only way to be safe is to consult an attorney regarding the law.

[botsal]

.

[keepswimming]

This is for those who are ready to really try to take on the REAL problem behind all this...

http://www.areyoumadenoughyet.com/funnel_events/4125

http://www.areyoumadenoughyet.com/funnel_events/6430

I am very excited to have found this. There is about to be a huge case filed against the banks. Hope it is ok to post here.

[StrawberrySu]

Bankruptcy Law Network

A bankruptcy site with tons of info, can't get it to link

www.bankruptcymastery.com/
A website for helping newbie BK lawyers, which helps us too

http://www.scbankruptcyattorney.com/...es-perspective

A long article from a trustees viewpoint

Enjoy!

[daylate]

Which Exemptions to Use

For people who have moved within the last two years and aren't sure what state's exemptions to use this site gives a good overview of the process. By my count 29 states require you to be a resident (or be domiciled there-i.e. live there) when you file.

http://exemptionsexpress.com/index.html

[robertg]

http://www.uscourts.gov/bkforms/index.html

Has links to all of the forms you could possible need. It's very helpful!

Robert G.

[silly50]

Tollfree Phone Call Identification

https://www.800notes.com

I found this site extremely useful when the collections calls started. There is tons of info on how to deal with collection agencies. How to deal with debt that's been sold dozens of times to junk debt collectors(bottom feeders).

I learned on this site that when you call a tollfree number, because the owner pays for the call, they automatically get the caller id info & link it to your account. CallerID blocking DOES NOT work when calling tf#s. I had called one of my cc cs for a current balance using my cell phone, and once I had gotten behind on payments, when I didn't answer my landline, they immediately called my cell phone. I couldn't figure out how they got my cell # until I had visited this site. Be cautious what phones you use when calling tollfree #'s. If possible use a pay phone.

[DebtStinks]

Better Means Test (IMO)

I hated the means test at legalconsumer.com enough to go and write my own. Give it a try it very easy to use:

http://www.johnfire.com/meanstest/wizard.php

DebtStinks

[Recessionist]

Help in determining food expenses

http://www.cnpp.usda.gov/Publication...fFoodJan09.pdf

[HHM]

Quality Lawyer Blog from a Full Service debt solution firm in Colorado, the blog allows users to ask questions, so could be useful.

http://askmethner.com

[redwritingmom]

http://hopeforthebankrupt.blogspot.com

A blog offering hope to those who are going through or who have been through the humiliation of bankruptcy. Not a financial or legal help site, rather an encouragement that life goes on.

CS

[JollyGG]

Median income levels Feb 2007

http://www.usdoj.gov/ust/eo/bapcpa/20070201/bci_data/median_income_table.htm

Median income levels October 15 2007

http://www.usdoj.gov/ust/eo/bapcpa/20071015/bci_data/median_income_table.htm

[follie]

Also, even though your student loans are usually on your credit report, you can go to www.nslds.ed.gov and look up your loans and who has them now.

Good luck!

[desperation]

Both are great sites for understanding what creditors can and cannot do to you if you are behind in payments, facing harrassing phone calls...etc

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm

http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm