Here's the big F up, Walked into my bank, Bank of NY around 12/20 to close my checking, took out all my money, went to the desk of an agent and she took my cards and closed my account. 12/25 a collection agency went to deduct there usual $300 and $2 they do every month. BNY paid those charges and charged me a fee? but why? After you closed an account isn't it closed? Tried to call the CA to stop but it was too late.
Drunk on christmas I made 5 transactions from Neteller, was supposed to be hooked up to my new checking account. Diddn't notice they never verified my new checking to make it my primary. 5 auto transactions totalling about $500, I dont have a gambling problem at all. I just got a whole bunch of money from the holidays, I wanted to have some fun times in my anxiety and depressed world right now. So they sent them to my bank, BNY, not my new one, tried calling there customer service, never got through, I think its in a different country.
So I get a call from BNY, I'm like what do they want? , They said my account is overdrafted by $1400, this is sooo crazy. I goto neteller they say I owe them $700.
Neteller sent like 4 checks to that bank for the amounts, 4 different times, then started charging my some fee and making that into a check.
So I call BNY and they are as always no help over phone, can't ever stop EFT's. They told me to goto my branch, i told them I'd call.
BNY only paid the $300 + $2 and the rest is all their fee's for denying these multiple payments.
I'm waiting for tues to call them and figure out what I can do, but does anyone have any advice for me. Should I seek a real lawyer or can my bk lawyer help with this. I can't pay this ammount plus my lawyer fees. Just when things look better, it gets worse.
I'm really seeking any advice, expierience, I've overdrafted tons of checks in the 8 years I was with them, but I dont know why neteller would keep sending either Electronic Fund Transactions or checks over and over. I dont know why my bank would pay any of these people to begin with since I closed the account.
Please Help
Drunk on christmas I made 5 transactions from Neteller, was supposed to be hooked up to my new checking account. Diddn't notice they never verified my new checking to make it my primary. 5 auto transactions totalling about $500, I dont have a gambling problem at all. I just got a whole bunch of money from the holidays, I wanted to have some fun times in my anxiety and depressed world right now. So they sent them to my bank, BNY, not my new one, tried calling there customer service, never got through, I think its in a different country.
So I get a call from BNY, I'm like what do they want? , They said my account is overdrafted by $1400, this is sooo crazy. I goto neteller they say I owe them $700.
Neteller sent like 4 checks to that bank for the amounts, 4 different times, then started charging my some fee and making that into a check.
So I call BNY and they are as always no help over phone, can't ever stop EFT's. They told me to goto my branch, i told them I'd call.
BNY only paid the $300 + $2 and the rest is all their fee's for denying these multiple payments.
I'm waiting for tues to call them and figure out what I can do, but does anyone have any advice for me. Should I seek a real lawyer or can my bk lawyer help with this. I can't pay this ammount plus my lawyer fees. Just when things look better, it gets worse.
I'm really seeking any advice, expierience, I've overdrafted tons of checks in the 8 years I was with them, but I dont know why neteller would keep sending either Electronic Fund Transactions or checks over and over. I dont know why my bank would pay any of these people to begin with since I closed the account.
Please Help
Closed... 2/20/07
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