According to my attorney we can use Tennessee exemptions! Since we have lived here for the last 180 days of the year. At least that is how they do it. At this point I don't know that it matters much! The payment plan they proposed was absurd. 1600 that includes nothing other then a car payment for 280 a month and unsecured debt.........if we pay that much for 5 years on just the unsecured debt we will have paid them 3.33 for every dollar we owe them. I cannot imagine they can make us pay back more then what we owe on the unsecured debt unless they make us pay for the *%*%*#*@ house too. I knew her original estimate of 350 was off.
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What State's exemptions do I use? Please help if ya can!
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