I just pulled my credit report to see how many joint accts I have with my spouse. I will be filing Chap 13 on my own. I am a little confused on how the courts look at joint accts. The credit report shows in the 1st column, a B and a J in the 2nd column. Whats the difference between this also an A which is an authorized user?
I have to make sure I plan out the BK so there are no issues and that my spouse is minimized as much as possible. 90% of the credit is under me anyway so there's no point in messing up his credit.
Any one who is familiar with credit reports would be appreciated! Thanks so much!!!
I have to make sure I plan out the BK so there are no issues and that my spouse is minimized as much as possible. 90% of the credit is under me anyway so there's no point in messing up his credit.
Any one who is familiar with credit reports would be appreciated! Thanks so much!!!