Ran into a couple snags...

[pandabear77]

Our laywer needs to know if our home is a "titled home." It's not a mobil home, but it is a Wisconsin Home, one of those houses that come down the road in two pieces and then the pieces are joined on the site. How do I find out if we have a titled home?

Second, and bigest issue, my husband's tool bill.

He pays $45 a week to a tool company for his work tools. They are specialty tools for heavey equipment and logging machines. I always thought it was a lease program, but found out today it is not.

He is paying $45 a week on a credit account, buying his tools on credit. This means that he owns the tools he's paid for. He expects to always have this expense, since new equipment needs new tools, tools are lost or stolen, and he NEEDS these tools to do his job. He is alowed to except $1000 for tools of the trade, but I don't know how many tools he has. I was lead to believe they came with the company service truck.

The lawyer put down $200 a month tool expense because I thought it was a lease. Now that I know it's not, can we still claim that $200 expense for tools?

[SinkingFast]

I moved your thread here as you'll likely get better responses to your questions.

The Gen Talk Section is for non BK Chat.

[BKTango]

More than likely if you home came down the road in two pieces and then joined together it's referred to as a double wide mobile home in most places and if that's the case it should have a title, usually only site built homes are deeded and not titled. You could check with your county tax office it would have the serial number and such for the home if it's a titled home, otherwise you can always call the place you purchased it from.

The tool thing is similar to our situation as my hubby is a mechanic. He buys tools like your hubby and has to constantly replace them. We were given a $250 month allowance on tools and we used up the $1000.00 exemption. Remember if all of those tools sold tomorrow at a garage sale they wouldn't be worth near as much as they are paying for them. But in our case we did have more and we just used up some of our left over personal property exemptions on tools as well. They are tools for their job, just don't go claiming you have like $6000.00 worth of tools and likely you will have no worries concerning them.