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Crappy Preditors

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    Crappy Preditors

    I had to call the bank yesterday about one of my cc's w/them and they were trying real hard to give me even more money - you know - to pay off other cards or to just do whatever. I'm already in high debt but these jokers want to give me another $20, $30k.

    It makes me so mad. They know how much I make. These lenders want to keep everyone in debt up to their eyeballs. They should be ashamed of what they try to do to people. It makes me want to really stick it to them. I could use a new couch, or a new bed. Or how about I just go and buy a new car?

    In the reform laws, they should have made it a law that credit companies have to abide to a reasonable debt to income ratio before trying to lend out money to people. Whatever their guidelines are now - it is just not reasonable.

    Jerks!
    Filed Chapter 7 Pro-Se May 29, 2008
    341 July 1, 2008
    Discharged September 4, 2008
    Closed November 10, 2008 :-)

    #2
    Probably the big amounts (20K, 30K) you asked for did scare the hell out of them ...

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      #3
      Banks are a BUSINESS...... they don't make money unless you borrow money..............

      They really don't care about your finances, they want your BUSINESS....

      Yes, I agree, they should have set limits on them also when it comes to loaning money or increasing cc limits.......

      But banks make BIG BUCKS off of penalties, late fees, etc....... this is where they make a killing............

      Besides they know they can sue - if you don't pay.....

      Just smile, say I have all the money I need right now, thank you........ and go on about your day......

      Minny
      Minny

      "It's amazing the paths that our feet sometimes follow in life".

      My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

      Comment


        #4
        Best advice of the day Minny

        The way the CC system, AND Bank industry these days make their money borders on usurious.

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