I was laid off and now have acquired over 40k worth of credit card debt. I am single, do not own any property and own my car. I was wondering first of all how I go about filing, if this is a good option for me and do I qualify for bankruptcy. I have determined that when I get a Full-Time Job it will take me years to reduce this debt.
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Find you a bankruptcy lawyer and sit down and talk to him. He will lay out your options for you. If all this cc debt is recent debt (last couple of months) it could be a problem for you. Your attorney will advise you.
Good luckMinny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.
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