Question about bank accounts and cash on hand.

[LifeNLemons]

Okay, I filed yesterday, but did the emergency filing, so I haven't turned in the personal property/exemptions.

Yesterday morning, I had $120.45 in one checking account, 146.88 in another and .02 in my savings.

I took out $80 to pay the filing fee payment, prior to filing. After work, I took out $20 for gas, $40 for groceries and $120 to pay the sitter.

That left $.45, $6.88 and .02 respectively. Which is what I thought I was supposed to put down on my property list.

However, last night I got a child support payment and a store debit card return, giving me $200+ in the first account (dated 12/3/07) I also had a debit on the 2nd account for $10, and the $60 I withdrew last night won't post until today, so there was a $56+ balance in the 2nd. And the daycare didn't get paid, because the director wasn't there to take the $$ when I picked my son up. (Just my luck, lol)

So I'm assuming that I have to put $200+, $56+ and $120 cash on hand as of yesterday.

Just wondering if this had happened to anyone. I'm going to a legal clinic on Thursday and this is one of my questions.

[chpxiii]

Minus what you took out to pay your bills, what was in your checking account when you filed?

I would think that is what goes on your paperwork.

[LifeNLemons]

Minus what you took out to pay your bills, what was in your checking account when you filed?

I would think that is what goes on your paperwork.

I filed mid-day and had only taken the $80 out. The rest I did after work.

[needafreshstart]

Simply state what the balance was at the end of the day the day you filed. If you took money out to pay an expense that was paid, I wouldn't list it as cash. In my case, when I went to the 341 meeting they simply checked that the balance listed on bk paperwork matched the statement, they didn't even take a copy just checked the balance the day I filed and that marked it OK.

[LifeNLemons]

So I printed out a statement today showing the previous days ending balance (12/03/07). Those are the totals I'm going to write down.

But I'll still ask the question when I go to the legal clinic since I have ATM receipts with different "available" balances.

[BKcrazy]

I had to do that with more than account as well. When I filed, I had a checking and savings with USAA, same with Chase, and a savings at a credit union.

I had it down to the last penny. So, between all open accounts, I had about $150 or less by the next day for filing. They were saying one account in AZ, but my attorney said not an issue.