Nasim Nicholas Taleb in the book "The Black Swan" says that if you imagine or picture something existing, in a way, you are pulling it from the future, and that thing already exists, you just have to create it physically. He uses the invention of the wheel as an example. The wheel existed in the minds of many people because it was the answer to a problem (moving heavy things) that had existed for a long time. The invention was inevitable because it was the answer that solved a particular real need. As my money problem grew more intense, I also "knew" what the inevitable solution was. I denied it for a long time because (as you said) It conflicted with my stereotype about me. Well, I am here to say that my stereotype needs to undergo some change. Its me that has to change, not the "answer" which was available.
Yes, I figure if my credit is screwed anyway, I might as well do the whole thing. I read about some business people who were both self employed (a couple). They could not prove their income so they were denied mortgages left and right although they made plenty of money. They found a lovely old borded-up house which was about to be torn down. They contacted the owner and bought the house for 1 dollar. They then found and did a RE contract on a small plot of land, and hired a basement excavator, and also a house mover and got a basement dug ad moved the house on it, and got their house, fully paid for for much less than most people pay.
These people could not get a mortgage.
I have been looking and have found 2 apartment complexes (affordable) that allow dogs, whether they allow me (after a credit check) is another question.
Yes, I figure if my credit is screwed anyway, I might as well do the whole thing. I read about some business people who were both self employed (a couple). They could not prove their income so they were denied mortgages left and right although they made plenty of money. They found a lovely old borded-up house which was about to be torn down. They contacted the owner and bought the house for 1 dollar. They then found and did a RE contract on a small plot of land, and hired a basement excavator, and also a house mover and got a basement dug ad moved the house on it, and got their house, fully paid for for much less than most people pay.
These people could not get a mortgage.
I have been looking and have found 2 apartment complexes (affordable) that allow dogs, whether they allow me (after a credit check) is another question.
So, probably you would have to shuffle all 5 animals into one same unit I guess? (but must lie on the application & keep them quiet so neighbors can sleep?) 
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