Another Credit Union Question

[danaf]

I have my car loan with a credit union. I joined specifically because they offered me an excellent rate. I also have my direct deposit going into a checking account there and they are withdrawing for the car automatically from that checking account.

When I file, I plan to keep the car. There will be no late payments ect. I purposefully went out and bought a new car while my credit was still good - and that will last me the long haul.

I have no credit cards with this bank. Just the car loan.

Am I ok with keeping my direct deposit going into this account? When I file, do you think this will make them nervous causing them to freeze my money?

Or should I open a new account with a new bank just in case?

just want to be prepared and I do not want them freezing my account for any reason. it is money I need to live on. thanks.

[keepmine]

As long as you're current on the auto loan, they have no reason to freeze your account.

[HAP]

Thanks for asking this question, we will probably be in the exact same situation.

[magyar123]

I would play it safe and change banks.

[FreshLikeADaisy]

I would play it safe and change banks.

Ditto on that. Today you're current, but who knows about tomorrow? I'm with Magyar: play it safe.

[BearChaser303]

If your employer offers the option to split your direct deposit between 2 different banks, then I suppose you could have just enough going to the credit union to make the car payment then the rest of it to another bank.