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    Adding Insurance

    Just a question regarding whether it is advisable to wait until after discharge to add insurances.

    Specifically, I live in PA and there are occasions of mine subsidence damages to houses. I can pick up mine subsidence insurance for between 100 to 150 per year. I have been meaning to add this, but as we all sometimes do i have been procrastinating.

    Also my insurance agent had suggested that I add an umbrella liability policy as I have a swimming pool in the back yard. This runs approximately 100/yr for 1 million in umbrella liability coverage.

    So now to the question. I am going to be filing 5/23/08. I just received a bonus (2500) at work and thought that since I have the money I would take care of these coverages.

    Would the trustee look at it negatively me adding these small amount coverages before I file or should I wait? Its only a couple months, but we all know how life is, say i hold off and have some type of issue?
    pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
    filed ch7 6-12
    341 7-25
    Discharged and closed 9-24

    #2
    I wouldn't think adding $200/yr cost to your insurance policy would be an issue. But hopefully one of the gurus on here can verify.
    CJ
    341 on 8/3, determined NO ASSET
    60 day wait was over on 10/3/08. Discharged 12/23/08

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