so...about the 90 days...

3131tj

Member

Bankruptcy Newbie

Joined: Apr 2005

Posts: 86

State: Rhode Island
#1

so...about the 90 days...

07-06-2005, 04:03 PM

I had stopped using my cards with the intent of filing well BEFORE 10/17. Well, I forgot about an auto payment I have on one. It is only $20 and is a gym membership. Do I now need to wait longer or will something this minor(?) be overlooked/forgiven.
thanks

tj
Tags: None
Minnymouth

Senior Member

Bankruptcy Guru

Joined: Sep 2004

Posts: 5515

State: Kentucky
#2

07-07-2005, 05:38 AM

Go ahead an file..

$20 will not send up a red flag, but a $1000 would cause the Trustee to ask questions. The least financial activity 90 days before filing and after filing is best.

Some people deliberately run up credit cards right before BK and then end up having to pay it..

Good luck

Minny

"It's amazing the paths that our feet sometimes follow in life".

My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.
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3131tj

Member

Bankruptcy Newbie

Joined: Apr 2005

Posts: 86

State: Rhode Island
#3

07-07-2005, 07:03 AM

OK thanks - good to know!
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HHM

Senior Member

Bankruptcy Wizard

Joined: Dec 2004

Posts: 14347

State: Private
#4

07-07-2005, 10:07 AM

Yeah, no one is going to sweat a single $20 charge.
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