341 Tommorrow 4/2

[tallberry]

Good Luck Debt...remember less is more. Very short answers seems to be what I am hearing here. Mine is in a few weeks...I'm sure I will be just as nervous.

[Phillymanhere]

hey DHA

DHA,
I'm not there yet, but I can feel your fear. I'll likely have the same .... One note of possible encouragement: It is my impression even as a newcomer to these boards that you don't have to justify the debt--only perhaps certain huge last-minute "luxury" purchases .... or large cash advances ....
Bankruptcy isn't "judgmental" in that sense. As long as we don't commit the "fraud" (legal definition), I think we're ok.
Good luck!

[DebtHeadache]

Wish us luck...I am very nervous. I am afraid I am going to choke if asked how we got to this financial position. Basically I've ben asleep at the switch and spendding way beyond our means. Made decisions based on a promised salary increase that did not happen.