I have finally decided bankruptcy is my only option, and we will be filing Chapter 13 in a few weeks.
I have informed all of my credit cards when they call, and the calls have slowed down some. However, I am afraid to inform Capital One credit card because my auto loan is through them and has been running 14-30 past due for nearly a year.
Since my loan is not current, could they repo based on knowing I am going to file BK? They told me recently that they repo between 61-90 days.
Just wondering because they have called 2x today already.
I have informed all of my credit cards when they call, and the calls have slowed down some. However, I am afraid to inform Capital One credit card because my auto loan is through them and has been running 14-30 past due for nearly a year.
Since my loan is not current, could they repo based on knowing I am going to file BK? They told me recently that they repo between 61-90 days.
Just wondering because they have called 2x today already.