i am about to make my last payment i nov 08, out of curiosity i checked my credit and the br is there and also one of the organizations i filed on or against how ever you phrase it, it so happens it was the largest bill i owed, my question is why is it on there and not the others? it shows delinquent. it is listed in my br paper work along with the others it is a part of the " grand total ", listed in my paper work, but it shows up on my credit report all alone.