Mortgage Company still reporting balance to Credit reporting

[2ndchance56]

The bank won't close out my account and is keeping the balance of my loan on my credit report. All the other accounts have 0 zeroed out except for my mortage. They said it will stay that way until they foreclose or I short sale it. I think it is also dragging down my FICO score, not that it isn't completely injured already but anything helps. They put discharged chap. 7 but the amount owed is still there. I content that if the debt has been discharged it should say 0 since I technically don't owe that money anymore. They say no. The home hasn't foreclosed so it will stay that way. I am still fighting to get it zeroed out. Does anyone have any info on this? Thanks....

[JRScott]

This is fairly standard with houses seized, once the house is taken back and sold it should clear up on your account. You might try writing and disputing it with the credit reporting agencies themselves, stating that it was discharged in a bankruptcy. Once they foreclose/sell the house then the record will be modified backwards to be compliant.