I'm not paying my credit card anymore.

[Pizza]

This bailout has been the last straw for me. If they get a bailout, then I'm getting my bailout. I'm done paying my credit cards from here on out. No bankruptcy or anything. Just saying **** it, I'm bailing out.

I've been feeling that that for a while now... five years ago, things were great. Now, I've lost my job, I can't afford gas, food, electricity... things that used to be really easy. It's truly disgusting that the government always does what the banks want and ruins people. Had the Fed not lowered interest rates and not proposed bailouts like this, prices would be affordable across-the-board and jobs would be more plentiful.

[mrkev]

Pizza.. im right there with ya also.. I've just been recently laid off. I feel embarrased, but I just got a few judgments of cards on me that ive been trying to settle for a few years now. I hate collectors and there strong arm tatics. had my account garnished, they took my truck (which was paid for), and now i have to move in with my bro and i dont know what to do? I geuss i should try bk.. Been trying to avoid it to not ruin my credit, but i geuss it doesnt matter now does it? Is bankruptcy a good choice in my favor? im tryin to find if anyone has been in this kind of situation b4? need some guidences>>

[BK2008]

mrkev: Why don't you start a new thread about BK a good choice? and post you income & debts, so we can advise. It's hard to tell you with a general statement as above.

[Mary Irene]

I say if everyone stopped paying on their credit cards, they would go out of business. HA. Would serve them right. They can't sue everyone. I mean they can, but they couldn't afford to. Can't get blood out of a stone. I say don't pay. I say put them and the junk debt buyers out of business. Make your own bailout. I did. I dumped my Ch 13 after my secured debt was paid. And I did it because I was pissed with the bailout. No one offered to give me a break, as a matter of fact, the trustee made me pay 100% even though I am a single mom. Screw them all. I knew this day would come, just not so soon. LOL.