Bankrupt Car?

[SharWalla7]

Our Bankruptcy was discharged in april. Our suv was included and we reaffirmed and continued to make montly payments. We are upside down in the car as far as what is owed and want to give it back. The dealer suggest taking it back and my husband is concerned about what Americredit will report to the bureau. At this point since it was included what can they report. Am i wrong?
thanks

[HHM]

You said you reaffirmed, so they can either report it as voluntary reposession or just repossession. Also, since you reaffirmed, they can come after you for the deficience balance.

[SharWalla7]

Thank You!