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    Help settle an argument

    Ok i'm sure you have read my many post of filing a ch7. Dh just got home from his week long work trip. We are discussing what i found out today.
    He is telling me that they will take my curio cabinets, as they are considered
    a want and not a need. I told him no we should be able to exempt them under household goods. I told him if we have $8000-$9000 of exempt goods we can exempt these. Who is right? The cabinets are not worth more then $50.

    This is where I always get confused on exempt vs non exempt. I thought the exempt amount could be any household goods. As long as the value were not more then the exemptable amount. Or are there certain things i can exempt under the exemptable amount?
    FILED CH7: 03/20/09
    341: May 11th, 2009
    DISCHARGED: July 13th, 2009

    #2
    You are correct.

    Comment


      #3
      Originally posted by AtWitsEnd View Post
      You are correct.
      Yea i figured that but dh wants to argue the fact.
      I think we may need a 2fer. BK and Divorce. LOL
      FILED CH7: 03/20/09
      341: May 11th, 2009
      DISCHARGED: July 13th, 2009

      Comment


        #4
        Maybe he just really doesn't like the curio cabinets and thinks this is his chance to finally get rid of them.

        Comment


          #5
          The BK trustee generally does not care about misc household items, they almost always fall under the exemption.

          Your spouse sounds like they are in denial and looking for any excuse at this point, good luck.

          Comment


            #6
            Thanks everyone, He hasn't researched anything as I have. But thinks he knows more.
            FILED CH7: 03/20/09
            341: May 11th, 2009
            DISCHARGED: July 13th, 2009

            Comment


              #7
              Originally posted by momof3b1g View Post
              Thanks everyone, He hasn't researched anything as I have. But thinks he knows more.
              Gee, I have his identical twin here with me
              Chapter 13 filed -8/12/04
              Plan approved- 7/11/05
              Date discharged--10-12-2007
              Date closed- 12/6/2007:yes2::yes2:

              Comment


                #8
                Now, be nice, gals. jb
                jb - A little knowledge is a wonderful thing - sometimes.
                Filed - 2/27/09
                341 - 4/3/09
                Discharged - 6/20/2009

                Comment


                  #9
                  Funny I tried to get rid of my wife's curio shelves the same way.
                  If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

                  Comment


                    #10
                    Originally posted by AngelinaCatHub View Post
                    Funny I tried to get rid of my wife's curio shelves the same way.
                    OMG, triplets separated at birth
                    Chapter 13 filed -8/12/04
                    Plan approved- 7/11/05
                    Date discharged--10-12-2007
                    Date closed- 12/6/2007:yes2::yes2:

                    Comment


                      #11
                      Hmm, sounds like my dad years ago when he filed. He tried to use the same excuse with my mom's shadow box. Being the hotheaded Italian woman she was, she took all the knick-knacks off the box and tossed it on the floor where it broke into pieces. I clearly remember her saying to him "There, think they want it now?" and stalked off. Oh yeah. She had a temper alright. You never crossed my mom unless you wanted to be exposed to her wrath.

                      Honestly, if your husband is that convinced, have him talk to your lawyer (if you have one) and let him/her convince him.
                      sigpic
                      Filed - 11/19/08;341 - 12/22/08
                      Discharged - 2/23/09 ;Closed - 3/6/09
                      Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.

                      Comment

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