Mortgage payment question.....

[mesa777]

If I am planning to file a Ch 7 in Arizona and will most likely be unable to make payments in the future, am I better off to file BK first then if unable to continue to make payments stop at that time or would I be better off to stop making payments now and file later?

Have a 1st and 2nd, zero equity and upside down by at least $50,000... Suggestions please.. If I stop making payments now and file later I can only have $150 in the bank per AZ law on the day I file...

[BROKENN]

If you are going to BK for sure, stop paying. And save the money. Make out money orders or pay life expenses or something to keep within the rules