Can I get a different job?

[Confused33]

I've logged 5 on and off years as a salesman at a powersports dealership. I have done well for myself and enjoy my work but am compensated by 100% commission. This makes it EXTREMELY hard to budget. Nearly impossible really, considering I'll make a $4K paycheck then a $400 paycheck.

As of late with the national credit crunch and so forth our lenders have started pulling out and I'm getting very anxious about the situation. Granted, it won't last forever, but I can't afford to sit around and wait.

I've had to pass up the opportunity to change careers due to my bills in the past and being unable to take an initial pay cut to go through a training period. Now that my bills are what normal people's are I feel that I've put myself in a position to go looking for another job.

Can I do this having just filed? Should I stick it out for another 6 months? I can re-employ myself very quickly, but don't want to throw away what I've built where I am.

[JRScott]

I'd wait til after the 341 to change jobs.

[Never_Again]

I would agree, wait until after the 341. Then, go ahead! I have said on her many times that bankruptcy fixes the bills, but it doesn't fix an income issue. You are trying to fix that.

You can always come back to the powersports business when everything turns around if you like.

[Confused33]

I wanted to take this one to the top!

I've been searching for a new job since filing and I've landed one that I want to accept. My first day would be Monday of next week. My 341 is on Tuesday of next week.

Is this ok? I can have my current employer vouch for me, as I'd be working here until Friday.

THANKS!

[momof3b1g]

I wanted to take this one to the top!

I've been searching for a new job since filing and I've landed one that I want to accept. My first day would be Monday of next week. My 341 is on Tuesday of next week.

Is this ok? I can have my current employer vouch for me, as I'd be working here until Friday.

THANKS!

This is such a good question. My dh was talking about looking for a different job. But i said not until after the bk. But they look at the past 6 months, but do they also look at the future? Can the push you into a 13 if your income goes up?

[biotechsolution]

I think you'd be fine taking the job.

Remember for a chapter 7 it's snapshot of your finances on the day of filing.
The reason to wait until your 341 is when the trustee asks if any has changed in your financial situation you can say no.

But in reality unless you've taken a 250K job immediately after filing I don't think you'd have any problems.

[relief13035]

I took a new job 3 weeks after my 341. I emailed my attorney immediately and told him my new salary since it was more. He said it would be fine.

[Confused33]

I forgot that I reincarnated this thread!

After speaking with my lawyer he said GO FOR IT. Hopefully this thread helps others in the future.

As always, check with your lawyer for answers specific to your situation.