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    #1

    I'm on Pacer!

    Boy, if this isn't the weirdest thing to see. I did the online registration with my BOA card and got instant access. I didn't read all the instructions but did manage to get to the right page and did find my Ch.7 filed on 10/06. I was able to find the name of my trustee. Called my lawyer's office and asked about him. The secretary told me that the trustee I have is one my lawyer likes; i.e. he's fair/nice. My case is listed as a no-asset.

    I still have to get a couple of appraisals on the 2000 4Runner to take to my 341. Maybe things won't be so bad after all.
    Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
    Who it was we were below, where we've been and where we go
    Tags: None
    #2
    See - The first ingredient to bankruptcy is patience.
    GOOD LUCK
    I'll be watching, you may never know when or how, but I'll be there. I am there now....

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      #3
      What are the kbb and the nada - did you get those?
      I'll be watching, you may never know when or how, but I'll be there. I am there now....

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        #4
        Why do you have to get appraisals on your 4-runner? I drive a toyota too and I know the blue book seemed quite high.... are you hoping the appraisal will be lower? What did you use for value on your forms? Just curious as I also drive a toyota suv....

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          #5
          My problem is I own the 4runner outright.

          Originally posted by LostinMi
          Why do you have to get appraisals on your 4-runner? I drive a toyota too and I know the blue book seemed quite high.... are you hoping the appraisal will be lower? What did you use for value on your forms? Just curious as I also drive a toyota suv....

          My exemption in FL is $1K...I have no car payments...they could take my car...presently, it needs about $3K worth of repairs (new catalytic converters, power antenna, rear bumper replacement, roof rack faded from FL sun, possible starter problem) and it's a 2000 with 92K miles....I currently have a lien on the title that was done a year ago, to my mother, when I borrowed 5K from her.

          I need to document the repair work so that my vehicle will have a lower value in regards to it's worth. If the trustees were to want to take it, now they've not only got a gas guzzler on their hands ($45 @$3 per gallon) and probably will be getting a glut of SUVs, but they have to fix everything that's wrong with it and now they're spending their $$ to get rid of my problem...so it might not be worth their while to deal with it.

          My lawyer suggested Carmax & I'm going to go to Toyota as well, because I know they'll give me a low figure.
          Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
          Who it was we were below, where we've been and where we go

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            #6
            Think you are headed down the right track. Decent mechanic or maybe your insurance company adjuster. Just thoughts.
            I'll be watching, you may never know when or how, but I'll be there. I am there now....

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