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    How long after ?

    How long after your attorney files the petition does it take for the BK to show up on your credit reports.
    Filed Ch7 BK 7/27/09
    341 Hearing 9/10/09 All Went Smoothly
    Last Day For Objections 11/09/09
    Discharged and Closed 11/12/09

    #2
    I assume it would vary, but mine took about 5 days.

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      #3
      Mine appeared on all 3 major credit reporting agenies within 72 hours, over the weekend no less.

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        #4
        That I didn't even check. Our credit is so bad anyway after not paying cc, I don't know how it could be worse!
        Filed Chapter 7 June 4 ~ 341 July 20 ~Last day of objections Sept 18~Discharged/Closed Sept 21

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          #5
          I don't think I looked at a credit report until about a year was left in my Chapter 13 plan.
          The last thing I was thinking about until then was obtaining new credit (which was contrary to my trustee's allowances, anyway).
          Since I hoped to obtain a mortgage as soon as possible AFTER DISCHARGE, knowing what's there a year out really made sense and did some good. Mission, accomplished! (3/09)

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            #6
            It depends it usually occurs before the 341 meeting though.
            May 31st, 2007: Petition Filed by my lawyer
            July 2nd, 2007: 341 Meeting Held
            September 4th, 2007: Discharged and Closed.

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              #7
              The reason I asked this,is I am moving to a different state in 2 weeks for a job and I need to get an apartment.My wife is staying here in our house until they foreclose we're surrendering house in BK7.We were going to file this week but I guess we'll wait until after I get the apt. since I know they'll pull a credit report and it seems the BK goes on there pretty quick.
              Filed Ch7 BK 7/27/09
              341 Hearing 9/10/09 All Went Smoothly
              Last Day For Objections 11/09/09
              Discharged and Closed 11/12/09

              Comment


                #8
                The last time I looked at my credit report was 6 months ago.
                Filed Chap 7: 06/18/09
                341 Meeting held: 07/21/09
                Last Day for Objections: 9/21/09

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                  #9
                  It showed up on my report in less than a week.
                  BK Ch 7 Discharged 09/2009 | Anything I say can and should be used as friendly advice and sharing of experiences with an unbiased viewpoint.
                  Scores: EQ 745 EX 704 TU 710 as of 08/15/2012

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