Debit card or credit card

[lace55]

Is a debit card thought of like a credit card. Does a credit report refect it as credit.

[HHM]

No.

A debit card is not an extension of credit, thus, it is not reflected on your credit report.

[Nicollette]

Is a debit card thought of like a credit card. Does a credit report refect it as credit.

You can use your debit card as credit for purchases, but as HHM had said, it is not reported to the credit bureaus. The good thing about a debit card is the money comes right out of your checking account, and you don't have to worry about monthly credit card bills.

[jribe]

Is a debit card thought of like a credit card. Does a credit report refect it as credit.

no it does not. A debit card is simply a convienence. It has a visa or mastercard logo on it so it will be accepted anywhere (unlike how some smaller banks and cu's ran things- no logo's, so if you were out of area- no use).
Also- you get the fraud protection typically offered from a cc company- any fradulent purchases you would not be liable for.

Now if you're asking if your credit is run for a debit card- then yes.
Any bank (weather they tell your or not) will run a credit check when you apply to open an account and get a debit card. Reason being - they usually give you a small line of credit (persea) on the debit card that allows you to make a larger purchase than what's in the account.