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    #16
    I use just plain old lined paper and since I get paid every two weeks, I list the bills accordingly.

    First half of month = rent, lights, phone,.....etc...
    second half of month = car, cell phone, trash, insurance...

    This allows me to know what is due to be paid each pay period, and I try to set it up so the dollar amounts each paycheck for bills is close to the same. This way, after bills are paid I have roughly the same amount left over for groceries and other things.

    Just a idea
    8-07-09-filed Chapter 7
    11-18-09-DISCHARGED!!

    Life is not what challenges you face, but how you face those challenges.

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