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Hmmm..Strange action by creditor...

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    Hmmm..Strange action by creditor...

    So, I get my Lowes card in the mail today...

    Strange thing is, I had already gotten a collection letter from an agency for the same debt...

    I never responded to the debt colleciton letter (I owe the debt duhhhhh) and waited till they sent me a "Payment plan or demand or something else like a letter saying "OK, you didn't dispute so you owe this" type of letter...

    So, anyone know what's going on??

    HAs the collection agency given up already????

    #2
    Depends... If the creditor just assigned it to an agency, they probably only give the CA so much time before they recall it and then send it to someone else.
    Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

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