top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Need to vent?

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    #16
    Originally posted by BassBoy
    After the agonizing talk about why and how this happened, and then trying to explain it and getting no where, I got frustrated with my parents. I don't think I heard from them for about a-week-and-a-half. Then, one day my phone rings and it's mom saying how she's been up nights in tears about all of this, and then she asks how she can help. Even if she could have helped me months ago, the outcome would have been the same. I wouldn't have prevented the inevitable, just prolonged it.

    Geez, everyone seems to be having a harder time dealing with this then I am. I try to tell them that my life has been so much better, but for some reason, they believe it's ruined. "You'll never be able to buy a house again," they say. Hmmm, there's that unknowlegeable response again. Why is it that they believe that in order for your life to be complete, you MUST owe this large amount of money for a house, car or whatever? Anyways, try telling them that it's only two to three years after and you can buy a house. They don't believe it. So, my desire to rub their faces in it, I did some digging and I was able to find some proof that after a few years, you can buy a house. And just because I have a BK and foreclosure, doesn't mean I'll get raped on interests rates. I kind of got a kick out of throwing that in their face.

    Just my thoughts: You want to go toe-to-toe with me, then go study the subject (whatever the topic) for the next several months, and then, we'll go at it and debate. Otherwise, shut the hell up.

    I totally understand you!!! I tried to explain to my mom that even 2 years out of BK we can qualify for a FHA loan, and that BK is not such a bad things now a days. She said that that's what others say, just to convince us to file. She said why did we listen to strangers vs. my family. I said because!! I explained to her that this is not something I did lightly, and it does bother me. I never wanted to a "person" who files BK.
    It doesn't matter it is water under the bridge.....and we will all move on!! we are all here for each other!!!

    pink_amulet

    Comment


      #17
      My MIL was very supportive. She was a little surprised that I filed also, as Dh had the majority of issues w/ old debts & a judgement. It only came up when she asked how we were able to surrender the vehicles as she knew I was on the loans-and so I explained that it really made no sense for us to NOT file jointly as I did have a few odds & ends of debts myself. And, in the end, surrendering the vehicles was a good decision.

      I don't discuss it with anyone in my family-oddly enough, I'm perhaps the most financially stable one and I'm the one who just filed BK!
      Most of my information is from personal experience or HOURS and HOURS of online research. When you're searching online, keep in mind there is no guarantee that the info is completely up to date, and your situation is unique from anyone else's. Do your homework, and consult with an attorney so you can make an informed decision.

      Comment


        #18
        that IS my mom! and i dont google her!

        what kind of sic perverted folks are you anyway!

        i would only google my mom if she was wonderwoman (linda carter ggggrrrrr!)
        Im not an attorney or a trustee. You cant trust me either though!

        [x] - Done with 341? Join the 60 Day Club! ___________[x] - Im Discharged! Whoo Hooo!
        [x] - Poll: Should I File Pro-Se ____________________[x] - New BK Law: Median Income, Means Testing and Presumptive Abuse
        [x] - Zombie Debt Collectors Dig Up Your Old Mistakes _-[x] - Bankruptcy Law Resource
        [x] - Need A Fast Answer? Available 24/7!--__________[x] - Dont Be A Hero On Your Budget - You Wont Get An Award!

        Comment


          #19
          SledgeHammer Party..............Anyone?

          Anyone want to come over when we move and have a sledgehammer party at our house? That should surely help us vent our frustrations. ROFLMAO

          Bankruptcy History:
          Chapter 7 filed - 10/12/2005 - Asset
          Discharged - 02/16/2006
          Case Closed - 11/08/2007

          A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

          All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

          Comment


            #20
            Pink I knew you didn't think that was his mom, I just wanted to say it was a woman he googled just for sh*ts and grins. He really does google her you know.

            Comment


              #21
              Okay. I'm getting impatient. I can't take it any longer. I'm ready to drive to the clerks office and dash someone to the ground to get what I want right now.....................MY DISCHARGE. If it is supposed to be a certain day, then damn it, it should be there. If I had a deadline to get something to them and I failed to do so, I would be in hot water for it. But no, not them. They can lolly-gag around and make me wait. Who's butt has gotta get kicked to get something done around there?

              Sorry everyone. I'm running out of patience these days. My family and I are about to move into our new place (a house were able to rent before our discharge) and I want this done before we move. I'm getting the chance to start over, and no way do I want this "When is my discharge coming" thing hanging over my head. If it was supposed to be Feb.12, then damn it, by Feb.13, it should have been there, or at least I should have been able to find out by our atty.

              I'm starting to feel like a volcano, and the longer I wait, the hotter the molten lava gets, and one day................KA-BOOM!
              Bankruptcy History:
              Chapter 7 filed - 10/12/2005 - Asset
              Discharged - 02/16/2006
              Case Closed - 11/08/2007

              A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

              All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

              Comment


                #22

                PATIENCE IS A VIRTUE.............and bankruptcy will help a lot of people develop some patience.

                Good things come to those that wait - so hang in there..... that discharge will be on its way....

                Everybody was talking about "venting"............Gosh, when I first come on this forum I VENTED ALL THE TIME...........DAILY................. Talk about stress relief...........

                Everybody on the forum just said - GO GIRL, GET IT OUT, AND WE'RE WITH YA!!!! Sure helped me a bunch along the way.....

                I wanted to kick my lawyers A*&* and stick the Trustees head in a toilet MANY TIMES...... and still do.......

                But now that most of all the hard part is over and I have my discharge (just waiting on closing - 472 days and still counting) - FROM HERE ON OUT I WILL GET EVEN...........

                It's called "pay the old woman in Court for your STUPIDITY"..............(thus meaning bank, mortgage company, title company, lawyer, and trustee) - cause the old woman is going to SUE YOU..............

                Venting is over - TIME TO GET EVEN..........PAYBACKS ARE MUCH MORE FUN!!!!

                VENTING IS GOOD FOR YOUR MIND AND SOUL..........

                Minny

                "It's amazing the paths that our feet sometimes follow in life".

                My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

                Comment


                  #23
                  Well, I can can agree that this will probably teach me a little patience, especially when my kids get to me too......LOL...LOL...LOL...LOL...LOL. However, my feeling is, a deadline is a deadline, so stick to it. I'm willing to give it some time, but I'm sure as heck not going to wait forever. I may not want to give my atty or the trustee a swirly, but someone is gonna get one if something doesn't happen soon........LMAO!
                  Bankruptcy History:
                  Chapter 7 filed - 10/12/2005 - Asset
                  Discharged - 02/16/2006
                  Case Closed - 11/08/2007

                  A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

                  All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

                  Comment

                  bottom Ad Widget

                  Collapse
                  Working...
                  X