Okay some of you asked some questions about my case and why it is still open....... So I will update you on the situation and what's still going on.... and what's pending!
Case Discharged Oct 2004 - but case not Closed.
Auction is over - home was sold (I bought it back from buyer)...
Now that all is over the Trustee still has not closed my case....
1. He is in the process of filing his reports with the Court of the outcome of the auction and his expenses he incurred.
2. He has not reported to the Court where the income he received went....... he only reported that the mortgage company (an unsecured credior) received 50% (?) of the proceeds of the auction, and how much he and the auctioneer were to be paid for their services. (Quite a chunk too - WE ARE ALL IN THE WRONG BUSINESS!!!!!
3. He did not report to the Court that he sold a storage building at the auction that DID NOT BELONG TO ME....
4. He has not reported to the court that he confiscated insurance checks from me on the day of the auction.
5. He did not report to the court that he sold stove, frig, dishwsher at auction that were exempt.
6. He is still holding open my case - 447 days past discharge and the case is still open....
I am waiting for his final report to the Court.......
I believe he is waiting to see if I file suit against the parties involved for their clerical errors. As long as my case is still open - that income would become an asset to me - like lottery, or inheirtance, ...... and he could go after it if he so desired.
Also, he can come in and claim my income tax refund if he wants too..... H***, he's probably looking at that too!!!
Believe me, when I say "THE LONG ARM OF THE TRUSTEE" can do many things......no questions asked....
But, I for one, am aware that he too has a BOSS..... The trustee too - has guidelines and rules to follow - and mine has stepped over the line in a couple of areas.
But legally, I can't do ANYTHING until the case is closed.
As long as my case is OPEN, the trustee is involved in my life and my (sorry) attorney, is still involved in the case.....
My case has to be CLOSED and everyone relieved of their duties to protect MY INTEREST when I file suit against the parties involved. Thus being the bank, the mortgage company, title company, attorney, and possibly the Trustee....
So everything is at a STANDSTILL - till I can get my case closed, and they are in no hurry to do that.....
To tell you how STUPID THE MORTGAGE COMPANY IS - they are still sending me quarterly statements, new payment books, etc and I haven't owned the home since August of 2004..... Now is that not STUPID........ WHERE DO THEY HIRE THESE PEOPLE................
I'm glad their not running any business I would own......
SOOOOOOOOOO, I am waiting them out!!!!!
BUT IN THE END - I WILL PREVAIL..................... It's called "time to pay the piper"............ and I'M THE PIPER!!!
Case Discharged Oct 2004 - but case not Closed.
Auction is over - home was sold (I bought it back from buyer)...
Now that all is over the Trustee still has not closed my case....
1. He is in the process of filing his reports with the Court of the outcome of the auction and his expenses he incurred.
2. He has not reported to the Court where the income he received went....... he only reported that the mortgage company (an unsecured credior) received 50% (?) of the proceeds of the auction, and how much he and the auctioneer were to be paid for their services. (Quite a chunk too - WE ARE ALL IN THE WRONG BUSINESS!!!!!
3. He did not report to the Court that he sold a storage building at the auction that DID NOT BELONG TO ME....
4. He has not reported to the court that he confiscated insurance checks from me on the day of the auction.
5. He did not report to the court that he sold stove, frig, dishwsher at auction that were exempt.
6. He is still holding open my case - 447 days past discharge and the case is still open....
I am waiting for his final report to the Court.......
I believe he is waiting to see if I file suit against the parties involved for their clerical errors. As long as my case is still open - that income would become an asset to me - like lottery, or inheirtance, ...... and he could go after it if he so desired.
Also, he can come in and claim my income tax refund if he wants too..... H***, he's probably looking at that too!!!
Believe me, when I say "THE LONG ARM OF THE TRUSTEE" can do many things......no questions asked....
But, I for one, am aware that he too has a BOSS..... The trustee too - has guidelines and rules to follow - and mine has stepped over the line in a couple of areas.
But legally, I can't do ANYTHING until the case is closed.
As long as my case is OPEN, the trustee is involved in my life and my (sorry) attorney, is still involved in the case.....
My case has to be CLOSED and everyone relieved of their duties to protect MY INTEREST when I file suit against the parties involved. Thus being the bank, the mortgage company, title company, attorney, and possibly the Trustee....
So everything is at a STANDSTILL - till I can get my case closed, and they are in no hurry to do that.....
To tell you how STUPID THE MORTGAGE COMPANY IS - they are still sending me quarterly statements, new payment books, etc and I haven't owned the home since August of 2004..... Now is that not STUPID........ WHERE DO THEY HIRE THESE PEOPLE................
I'm glad their not running any business I would own......
SOOOOOOOOOO, I am waiting them out!!!!!
BUT IN THE END - I WILL PREVAIL..................... It's called "time to pay the piper"............ and I'M THE PIPER!!!
I'll be watching, you may never know when or how, but I'll be there. I am there now....
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