top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

question about my credit report - debt listed twice

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    question about my credit report - debt listed twice

    Reviewing my credit report, I noticed a negative entry with HSBC of NV listed as the creditor. I wasn't quite sure what debt that was, but moved on. There was no balance listed for it. Further down the report, there was a debt listed under Portfolio Recovery, but again no indication of what the debt actually was for. I called them and they said the debt was for a Discover card issued by HSBC of NV, so now things are starting to make sense.

    Should the debt be listed twice like that on my CR? It's counting as two negative entries right now. Should I dispute one? Does it even matter, since I'm declaring Ch. 7 in about 6 weeks?
    Filed: 12/29/11
    341 Meeting: 1/23/12

    #2
    Both are allowed to report as long as only one of them is reporting a balance. hth

    Comment

    bottom Ad Widget

    Collapse
    Working...
    X