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Ascension Capital Group, Inc. for Capital One Auto Finance

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    Ascension Capital Group, Inc. for Capital One Auto Finance

    Just saw on PACER that they're taking over the car loan acct from Capital One. THANKS TO THIS BOARD!!!!! not a suprise.

    Question to anyone with experience with these guys...my first post petition Ch 13 car payment is due on May 8th - how soon will they have the account? Should I send THEM the next payment???

    AND!!! if yes, do you guys think it would be ok to pay them via phone, or strictly mail???

    #2
    Chapter 7 - My car was financed with Capital One, then Ascension filed the documents with the Court requesting notice.

    I made my very next payment to Ascension. I don't remember the time frame between the Court filing and my payment being due, but my best guess is 10 days.

    As I had always paid Capital One Auto online, I called Ascension to find out the payment address, and was told that I could do a pay by phone. I asked if there was a fee associated, and they said no.

    So I did it. They were unable to give me a confirmation number on the phone, which was not what I am used to when paying online/phone. They said it would be mailed, and they were correct, it was mailed to me.

    From the day I called them to the day the payment hit my bank account was a just a couple of days. The snail mail confirmation number came after that.

    I had no problems with the process, and feel safe in paying by phone again.

    I am obviously not an attorney, but my understanding is that once they file those docs with the Court, they have the account from that point forward.
    Filed 3/16/11 via attorney who was worth every penny
    341 04/21/11
    DISCHARGED! 06/21/11

    Comment


      #3
      Overit, thank you so much!!!!

      Originally posted by overit View Post
      Chapter 7 - My car was financed with Capital One, then Ascension filed the documents with the Court requesting notice.

      I made my very next payment to Ascension. I don't remember the time frame between the Court filing and my payment being due, but my best guess is 10 days.

      I called to find out the payment address, and was told that I could do a pay by phone. I asked if there was a fee associated, and they said no.

      So I did it. They were unable to give me a confirmation number on the phone, which was not what I am used to. They said it would be mailed, and they were correct, it was mailed to me.

      From the day I called them to the day the payment hit my bank account was a just a couple of days. The snail mail confirmation number came after that.

      I had no problems with the process, and feel safe in paying by phone again.

      Comment


        #4
        Originally posted by IamOld View Post
        Overit, thank you so much!!!!
        You are very welcome! Glad I could help someone after all the help I've gotten here.

        I made a couple of edits for clarity, but I think you get the gist of my meaning.
        Filed 3/16/11 via attorney who was worth every penny
        341 04/21/11
        DISCHARGED! 06/21/11

        Comment


          #5
          Thanks again!!!!

          Comment

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