Yay, I am finally answering my phone again and let me just say it feels great. I have been pleasantly surprised at how polite and nice all of my creditors have been. One even told me they hoped I would still be a customer of their store. That made my day. Not a one of them seemed surprised, which leads me to believe my story is very very common. I filed on Monday and only one creditor was still calling me as of today. I just talked to them 2 hours ago so I am assuming I will get no more calls. Now if my phone rings someone is calling to actually say hi.
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