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Question on Bank of America policies regarding bankruptcy

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    Question on Bank of America policies regarding bankruptcy

    I've read in various posts on this board and just to verify that BofA does not re-affirm mortgages but after the bankruptcy case is closed they re-open online access and start reporting to the credit bureaus again anyway?

    #2
    Before I filed for bankruptcy, I already did my mortgage payments online with BofA. After my Chapter 7 discharge, BofA didn't allow me to make online payments even though I didn't stop payments and I was current with my mortgage. I had to call them and have my online account reopened after my discharge (couple months after the discharge during which time I had to send in my payments). I'm sure that they are still reporting I am current and never was delinquent with my payments to the credit reporting agencies.

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      #3
      Thanks, did they stop sending the statements after you filed, did they start sending them again?
      Last edited by jeep75; 07-21-2011, 05:37 AM.

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